“Legacy found my husband coverage after two other agents said his diabetes made it impossible. Same week, better price than we ever expected.”
Independent · 100+ Carriers · Est. 2023
Protection today.
2,000+ families protected★★★★★ 99% client satisfaction
Protection today.
A legacy that outlives you.
We're an independent brokerage — so instead of selling you one company's policy, we make 100+ carriers compete for your family's coverage. Right protection. Right price. Zero pressure.
2000+Families Protected
100+Carrier Partners
99%Client Satisfaction
$0Cost To Work With Us
Est. 2023Built for the
modern family
modern family
Who We Are
Advisors who work for you — not a carrier.
Most insurance agents are captive: one company, one product line, one answer no matter your question. Legacy Financial Group was founded to be the opposite — a team of independent, licensed agents whose only allegiance is to the family across the table.
- ✓Every option on the table. We compare 100+ A-rated carriers so you never overpay for protection.
- ✓Advice in plain English. No jargon, no fine-print surprises, no pressure to decide today.
- ✓A relationship, not a transaction. Your agent stays reachable for reviews, claims, and life changes.
What We Cover
Five ways to protect what you've built.
Every family's risk looks different. Start where it matters most — your agent will help you see the whole picture.
Life Insurance
Term, whole, and universal policies that replace your income and secure your family's future — from $500k starting under $25/mo.
Explore life insurance →
Final Expense
Simplified-issue whole life that covers funeral costs and final bills — no medical exam, rates locked for life, issued in days.
Explore final expense →
Medicare
Advantage, Supplement, and Part D — compared side by side so you keep your doctors and stop overpaying for coverage.
Explore Medicare →
Annuities
Turn savings into guaranteed lifetime income with growth that's protected from market crashes and taxed only when you use it.
Explore annuities →
Long-Term Care
Protect your retirement savings from the single biggest threat they face — the cost of extended care later in life.
Explore long-term care →Not sure where to start?
Tell us about your family in two minutes. We'll map the gaps and show you exactly what they'd cost to close.
The People Behind The Promise
Meet your agents.
Real, licensed humans — each with their own page, their own specialties, and their own calendar. Pick one and book a call.
The Power of Independence
One call. 100+ carriers competing for you.
Captive agents can only sell you their company's policy. We work for you — comparing A-rated carriers side by side and negotiating the strongest offer your health profile can get.
A sample of our carrier partners. Carrier availability varies by state and product.
How It Works
Covered in three easy steps.
We're independent with a 90% approval rate — even clients with health conditions usually have strong options.
Tell us about your family
Two minutes online or one phone call. Your goals, your budget, your health picture — that's all we need to start shopping.
We make carriers compete
Your agent compares quotes across 100+ carriers and comes back with the strongest options — explained side by side, in plain English.
You get covered
Pick the policy that fits. We handle the paperwork, push the underwriting, and stay your advocate for the life of the policy.
Client Stories
Families who stopped worrying.
“Dylan walked us through everything twice, never rushed us once. Our kids are protected and we actually understand the policy we bought.”
“I thought Medicare was going to eat me alive. Patrick compared nine plans and found one that kept my doctor AND cut my premium.”
“They shopped 14 carriers for my term policy. The difference between the best and worst quote was $61 a month. For the same coverage.”
“Legacy found my husband coverage after two other agents said his diabetes made it impossible. Same week, better price than we ever expected.”
“Dylan walked us through everything twice, never rushed us once. Our kids are protected and we actually understand the policy we bought.”
“I thought Medicare was going to eat me alive. Patrick compared nine plans and found one that kept my doctor AND cut my premium.”
“They shopped 14 carriers for my term policy. The difference between the best and worst quote was $61 a month. For the same coverage.”
“Final expense policy for my mother, issued in four days. No exam, no runaround, no pressure. Just handled.”
“As a small business owner my income is messy. Harrison built coverage around it instead of pretending it wasn't. Rare find.”
“The annuity Collin set up pays us every month like clockwork. First time in retirement we've felt genuinely calm about money.”
“Bodie got us mortgage protection the same month we closed on the house. My wife sleeps better. Honestly, so do I.”
“Final expense policy for my mother, issued in four days. No exam, no runaround, no pressure. Just handled.”
“As a small business owner my income is messy. Harrison built coverage around it instead of pretending it wasn't. Rare find.”
“The annuity Collin set up pays us every month like clockwork. First time in retirement we've felt genuinely calm about money.”
“Bodie got us mortgage protection the same month we closed on the house. My wife sleeps better. Honestly, so do I.”
Join The Team
Build a career with no ceiling.
Licensed or not, if you're hungry we'll train you. Mentorship from producing agents, 100+ carriers to sell, and commissions that pay what you're worth.
Straight Answers
Questions families actually ask
Does it cost anything to work with Legacy Financial Group?
No. Our consultations, comparisons, and quotes are completely free. Like every insurance brokerage, we're compensated by the carrier you choose — and because we're independent, no carrier pays us to steer you toward them. You pay the same premium you'd pay going direct; you just get an advocate included.
What makes an independent brokerage different from a regular insurance agent?
A captive agent can only sell you their company's products, whatever the price. As an independent brokerage, we compare policies from 100+ carriers side by side and place you with whichever one offers the strongest coverage for your health, age, and budget. The carriers compete; you win.
How fast can I get covered?
Many of our clients are approved the same week. Simplified-issue policies (no medical exam) can be approved in days — sometimes the same day. Fully underwritten policies with better rates typically take 2–6 weeks. Your agent will tell you exactly which path fits your situation.
What if I've been declined for coverage before?
Don't assume you're uninsurable — carriers weigh health conditions very differently. A decline from one carrier often means nothing at another. This is exactly where an independent broker earns their keep: we know which carriers are lenient on which conditions, and we shop your case to them first.
Which states do you serve?
Legacy Financial Group is headquartered in Phoenix, Arizona and serves families across the United States through licensed agents. Contact us and we'll match you with an agent licensed in your state.
No cost. No pressure. No obligation.
Your family is one conversation away from covered.
Free quote, zero obligation, and an independent agent in your corner. The hardest part is starting — so start now.